Category Archives: Learning to Save

How to Save Money, Save the Earth & Save Yourself

Get Out of the Country Club

Doing good is inclusive not exclusive. What is the use of going green if it makes you poor and miserable? What is the point of doing something you want if it ruins your home and your health? What is the point of doing anything if it excludes others from your life?

Good, What is it Good For?

First things first, you need to know what good is. Do you even know what is good for you? If you spend money you don’t have and it ends up causing you stress and worry later, you do not know what is good for you. If you make impulse decisions, you do not trust that good things are happening to you and will continue to come.

So, before you go out and save the world while securing your finances, start getting right with yourself. Now don’t fall into the trap of thinking that you have to get it perfectly right before you start taking action – that will just make you into a hermit because you will never get there. Just make it a point throughout the day to engage in an activity that builds your self-esteem. Something boots your self-esteem if it enhances your life and your feelings/thoughts about your life.

The World Weighs A LOT

Don’t take responsibility for the whole world and don’t expect to become a financial expert in one day. That is a sure-fire way to weigh yourself down to a point where you will never be able to get back up again. Remember that you are a crucial part of the environment, so taking good care of yourself is good for the world. Do simple things like save a few extra dollars, recycle, and enjoy your life. Just as Warren Buffett says: It is not necessary to do extraordinary things to get extraordinary results.

5 Ways to Save Money, the Earth, and Yourself

  • Bring reusable bags to the grocery store. It save resources and reduces your grocery bill (most stores take off 10 cents a bag).
  • Bring your own cup to the coffee shop. Many establishments will give you a discount on your coffee.
  • Go vegetarian one day a week at home. You will save money on the meat and give your stomach a break. Also, the resources spent on meat is a drain on the environment. To learn more, check out In Defense of Food by Micheal Pollan at your public library.
  • Learn a craft. Learn to knit or crochet. Engage in painting, woodworking, or pottery. Learn a craft that uses recycled materials. (Check out CraftStylish.com.) Creating will be a wonderful weekly release for you. Don’t do it to become great at it (if you do, well that is just icing on the cake). Learn a craft for the act of doing it. Engaging in something creative activates a very soothing part of your brain. Give your creations to friends and families as gifts. Giving does wonders for your emotional state and if you make your gifts, it will do wonders for your bank account too. Buying gifts throughout the year is  really stressful for many people. Who can afford all these obligatory gifts? Your friends will be relieved and inspired to make their own gifts in the future.
  • Drink water instead of soda. Most of us are spending our day dehydrated. Dehydration really takes a huge beating on the body and the mind. Just spend one day drinking water instead of soda and see how much better you feel. Set up a water filter system and get those water bottles out of the dump.

Congratulations on taking these simple but powerful steps. In time, you will come up with ideas of your own. And when you do, share the love and leave a comment about how you save money by saving the earth.

Posted in Learning to Save. Tagged with .

Do You Want More Money? Discover 10 Saving Money Tips that Will Put More Cash in Your Pocket.

Simple Ways to Save Money Everyday

  1. Read the weekly sales paper you receive in the mail from your local grocer. Make a grocery list according to what is on sale. Check out the buy one get one free deals.
  2. Give yourself a daily allowance in cash! It is easier to stop yourself from an impulse buy when you actually watch your money being spent. Once your allowance is gone, it’s gone. Keep that promise to yourself.
  3. Eat at home. Not only is it better for your wallet, it is better for your health and your relationships. There is nothing like a home cooked meal (even if that meal is soup and sandwiches) with your loved ones.
  4. Browse your local power company’s Web site. Many times they offer money-saving advice as well as free items. Duke Energy sends free, energy-efficient, long-lasting light bulbs to customers who take a short survey. Read any newsletter that comes with your monthly utility bill. These newsletters let you know of all the great, inexpensive activities going on in the community.
  5. Cancel your gym membership and exercise outside. Go for a walk or jog. Play a game of tennis or touch football. Play hide-n-seek like you did when you were young. You will have way more fun, guaranteed!
  6. Refill the ink in your printer cartridge instead of buying a whole new ink cartridge. A refill is roughly one-third of the price and is better for the environment. Any photo center or office store offers this service. Also check out online stores like Databazaar.com.
  7. Teach your kids how to save money. Teaching your kids about money is good for you now and great for them later!
  8. Pay your bills on time. Late fees are like throwing money away. Call your bank and tell them to cancel the overdraft program on your account. Though you may be embarrassed if your debit card is declined at the convenience store, you will be glad when you aren’t hit with that $30 overdraft fee.
  9. Downgrade. Do you need all those features on your phone? Maybe you don’t use all of those features, but you certainly pay for them all. Downgrade to a more sensible plan and you could save $20 or more a month. Check with your internet and cable company as well. Cancel magazine subscriptions. Many magazines have informative Web sites that you can access for free.
  10. Plan. Plan. Plan. Plan your meals for the week. Make a grocery list before you enter the store. Plan how much you will spend on entertainment for the weekend. Planning will keep you from over spending. If you know how much you have to spend you are more likely to stay within a reasonable budget.

And remember to teach your kids these great tips too. Let them watch you save money wisely. Giving your kids these healthy habits now, will save them from a lot of trouble later.

Posted in Learning to Save. Tagged with .