Not having gas money to get to work is serious

This reader story over at Girls Just Wanna Have Funds is sad.  The last days of the month arrive without enough money left to pay for basic expenses — including gas to get to work (emphasis mine): ” … Right now I have a full time job where I’m paid monthly.  However, my problem is […]

The toughest part about tracking your spending

The standard procedure for getting a handle on your spending is to track it for a month — track where every penny goes, and categorize the expenditures. Getting past a month is the toughest part.  It’s not too bad for the first few days of the month, but after a week, remembering to go through […]

Did your team get kicked out of March Madness? Time to budget!

Fellow personal finance blogger Jeremy Vohwinkle of Generation X Finance was lamenting over at the Wise Bread forums the recent drop in traffic due (allegedly) to the ongoing basketball tourney.  To quote Jeremy: “These people need to turn off the TV and get back to reading about the exciting world of personal finance.” Hear, hear!  […]

Financial Advice From Successful People

Sometimes we need some inspiration to get back on track. Here are some great quotes from people who want you to experience your own greatness: Wayne Dyer, PH.D., Author of The Power of Intention In an interview with Ray Hemachandra, Wayne Dyer said: “Money always has come to me, because I always have seen myself as […]

Financial Worksheet | Regain Control of Your Finances

First things first, write it down! If you want to create a life where you are conscious of what is taking place, you have to write it down. This gives you a clear vision, making it easy to regain control.  Whether you prefer pen and paper or budgeting and forecasting software, you will need budgeting […]

Personal Finance Merit Badge

We’ve mentioned teaching your kids about money before here on Financial Planing & Budgeting, but we were a little surprised to see that some kids may know more than adults about money. How, you ask? It turns out that in order to become an Eagle Scout when you’re a young boy scout, you have to […]